:root{--ink:#13202b;--muted:#5b6770;--paper:#fffdf8;--card:#ffffff;--line:#d9e0e4;--navy:#183b56;--teal:#0e746e;--gold:#d79a2b;--soft:#eef7f5;--shadow:0 12px 35px rgba(19,32,43,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}
a{color:var(--teal);text-decoration-thickness:.08em;text-underline-offset:.15em}a:hover{color:#075a56}
.wrap{width:min(1160px,92vw);margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,253,248,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-row{min-height:74px;display:flex;align-items:center;gap:22px}.brand{display:flex;gap:10px;align-items:center;font-weight:850;font-size:1.13rem;color:var(--ink);text-decoration:none;white-space:nowrap}.brand svg{width:34px;height:34px}
.nav{display:flex;gap:18px;align-items:center;margin-left:auto}.nav a{color:var(--ink);text-decoration:none;font-weight:650;font-size:.93rem}.nav a:hover{color:var(--teal)}
.cta{display:inline-flex;align-items:center;justify-content:center;padding:.78rem 1rem;border-radius:10px;background:var(--teal);color:white!important;text-decoration:none!important;font-weight:800;border:1px solid var(--teal);box-shadow:0 6px 16px rgba(14,116,110,.18)}.cta:hover{background:#095e5a}
.cta.secondary{background:white;color:var(--teal)!important}.header-cta{white-space:nowrap}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:9px;padding:.6rem .7rem;font-weight:800}
.hero{padding:76px 0 46px;background:radial-gradient(circle at 75% 20%,#dff4ef 0,transparent 35%),linear-gradient(180deg,#fbfaf5,#fffdf8)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:850;color:var(--teal);font-size:.77rem}.hero h1,.article h1{font-family:Georgia,"Times New Roman",serif;line-height:1.08;letter-spacing:-.025em;margin:.35rem 0 1rem}.hero h1{font-size:clamp(2.5rem,6vw,5rem);max-width:880px}.hero p{font-size:1.2rem;color:var(--muted);max-width:760px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.trust-note{font-size:.87rem;color:var(--muted);margin-top:12px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow)}.card h3{margin-top:0}.card p{color:var(--muted)}
.section{padding:52px 0}.section h2{font-family:Georgia,"Times New Roman",serif;font-size:2rem;line-height:1.2}.kicker{color:var(--teal);font-weight:800}
.article-shell{display:grid;grid-template-columns:minmax(0,760px) 310px;gap:44px;padding:48px 0 70px}.article h1{font-size:clamp(2.35rem,5vw,4.25rem)}.dek{font-size:1.18rem;color:var(--muted);margin-bottom:28px}.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
.article h2{font-family:Georgia,"Times New Roman",serif;font-size:1.8rem;margin-top:2.15rem;line-height:1.2}.article p{font-size:1.03rem}.meta{display:flex;gap:10px;flex-wrap:wrap;color:var(--muted);font-size:.85rem;margin-bottom:18px}.tag{padding:.25rem .55rem;border:1px solid var(--line);border-radius:999px;background:white}
.sidebar{position:relative}.sidebar-inner{position:sticky;top:96px;display:grid;gap:18px}.side-cta{background:var(--navy);color:white;border-radius:16px;padding:22px;box-shadow:var(--shadow)}.side-cta h3{margin-top:0}.side-cta p{color:#dce8ef}.side-cta .cta{width:100%;background:#f3b33f;border-color:#f3b33f;color:#17202a!important}.side-disclosure{font-size:.78rem;color:#dce8ef}
.related{border-top:1px solid var(--line);margin-top:38px;padding-top:22px}.related ul{padding-left:1.1rem}.merchant-note,.note{border-left:4px solid var(--gold);background:#fff6df;padding:16px 18px;border-radius:8px;margin:24px 0}.merchant-note{font-size:.93rem}
.wave{font-weight:800;color:var(--teal)}.footer{border-top:1px solid var(--line);padding:42px 0;background:#f5f6f4}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:28px}.footer a{display:block;margin:.45rem 0;color:var(--muted)}.footer small{color:var(--muted)}
.mobile-sticky{display:none}.affiliate-disclosure{font-size:.84rem;color:var(--muted);border:1px solid var(--line);background:white;border-radius:10px;padding:12px 14px;margin:14px 0 22px}
table{width:100%;border-collapse:collapse;margin:24px 0;background:white}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:#f1f6f5}
@media(max-width:900px){.grid{grid-template-columns:1fr 1fr}.article-shell{grid-template-columns:1fr}.sidebar-inner{position:static}.nav{display:none;position:absolute;left:0;right:0;top:74px;background:var(--paper);padding:18px 4vw;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.menu-btn{display:block}.header-cta{display:none}.footer-grid{grid-template-columns:1fr 1fr}.mobile-sticky{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:60}.mobile-sticky .cta{width:100%;box-shadow:0 10px 30px rgba(0,0,0,.22)}body{padding-bottom:70px}}
@media(max-width:620px){.grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding-top:52px}.article-shell{padding-top:28px}.header-row{gap:10px}}